We’re here to help! Enrolling in the plan is simple, but investing for your life goals requires you to be informed. To help guide you through the enrollment process, please contact a representative.

Enrollment meetings will be held on an ongoing basis. These meetings will provide information about the benefits of participation in the Plan, the features of the Plan, investment options and Voya Financial® Services. You will also be able to complete enrollment materials. Your local Voya® representatives are also available for one-on-one meetings if you have specific questions that you would like answered in a more comfortable setting.

The 403(b) and 457(b) plans are designed to supplement retirement income. They are not ordinary savings accounts that allow withdrawals at any time. Once you join the plans, there are restrictions on when you can withdraw your account balance. Therefore, before deciding whether to join the plans, you should answer the following questions. If you can answer "yes" to all of these questions, you should think about joining the plans.

  • Do I have adequate savings for emergencies?
  • Do I have adequate savings for other financial goals (e.g., purchase of a home, children’s college expenses)?
  • Am I current with my bills and credit cards?
  • Can I afford to reduce my take home pay?
  • Would I like to pay less income tax in the current year?
  • Do I want to increase my retirement income?

There are two ways to enroll in the plan:

1. Meet with your Voya local representative.
Make an appointment with a local representative to enroll in a plan. When you meet with your representative you can develop an asset allocation model to illustrate your investment and retirement objectives, decide how much to contribute, select investment options, and designate a beneficiary for your plan benefits. You can also set up time for periodic account reviews to help ensure you remain on track toward meeting your investment objectives.

2. Online Enrollment.
Online enrollment is a quick and easy process. To get started, select the “Enroll Now” button on this page. Before enrolling online, be prepared to provide the name of each person you wish to designate as your beneficiary. You may submit up to 10 beneficiaries online. If you have more than 10 beneficiaries, we suggest that you contact a local representative for additional assistance.

While enrolling online, you will be offered electronic copies of the Participant Information Booklet, investment fact sheets, and other documents we are required by law to provide at enrollment. If you would prefer to review a hard copy of these materials, you can request them by contacting a local representative.

Not FDIC/NCUA/NCUSIF Insured I Not a Deposit of a Bank/Credit Union I May Lose Value I Not Bank/Credit Union Guaranteed I Not Insured by Any Federal Government Agency

Insurance products, annuities and retirement plan funding issued by (third party administrative services may also be provided by) Voya Retirement Insurance and Annuity Company, One Orange Way, Windsor, CT 06095-4774. Securities are distributed by Voya Financial Partners LLC (member SIPC). Custodial account agreements or trust agreements are provided by Voya Institutional Trust Company. All companies are members of the Voya® family of companies. Securities may also be distributed through other broker-dealers with which Voya has selling agreements. Insurance obligations are the responsibility of each individual company. Product and services may not be available in all states. CN1739876_0823

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